How to Delete Your PayPal Account: A Complete Step-by-Step Guide
PayPal is one of the largest digital wallets, where you can store multiple credit or debit cards. It has made online transactions much more feasible for all the people who prefer online payments or work as freelancers. PayPal is a secure platform that makes your online payment easier in no time; however, there are many benefits to using this online wallet. In some countries, it is not being used as the first payment gateway option; also, some users get eager to explore different platform and so, they delete PayPal. In this blog, learn teh reasons for deleting PayPal, along with how to delete PayPal account easily.
Before you delete your PayPal account, from your devices, update your payment methods on this platform where it is set to reflect PayPal. So there is no issue with your future transactions.
Why Is PayPal Used Globally?
This payment gateway is known and used worldwide since it offers simple sending and receiving money without any wait. Here are some benefits of PayPal that make it the most used e-wallet.
- Secure Payments: Offers secure transactions from online websites; users don’t need to add their credit or bank details, and directly pay via PayPal, by selecting it from that online site. Since many platforms offer payment through PayPal.
- Easy Management: You can make easy, quick payments. PayPal makes business and personal payments easier to manage. You can check all your payment statements and past transactions. It will give you complete details on which platform you have used PayPal for online payment.
- Banks & Cards linking: With simple options on PayPal, you can link your credit or debit card. Also, connect bank details from smooth payments. You can update the details using the update and delete options.
Why delete a PayPal account?
Here are some of the concerns that users have, and then they delete their PayPal accounts. Some of the main reasons are as follows:
- Security Constraints: Some people want to delete PayPal when they aren’t using it and don’t want to keep their details on this payment gateway.
- Transaction fee: PayPal charges a fee on international transactions; this fee increases, and so people delete or switch to other options which has low transaction fee.
- No Account Needed: At first, if a user is using the platform for work-related transactions and doesn’t need to use the platform for work, then they can delete their PayPal account.
What You Should Know Before You Delete Your PayPal Account?
If you delete PayPal account, you will not be able to access your previous data. You will also lose many things, including your rewards and other saved data. This is what you should know:
Clear Balance
Prior you delete PayPal account, check if there is any balance in your account. If there is a balance, then your account will not be deleted, and you can transfer the money to another payment option to make your PayPal balance zero.
Resolve Pending Issues
If payment issues are affecting your account, then your PayPal account will not be deleted unless the issue is resolved first. In case a chargeback remains and payment-related disputes happening then account closure is impossible.
Cancel Subscriptions
To avoid payment confusion, cancel the subscriptions that are connected to PayPal. You can verify on the specific platform which subscription you are using. Some subscriptions deduct automatically every month; close them as well.
Download Data
Save your data before deleting PayPal from your device, as once it is deleted, you can’t access the data stored on the platform. It can be your transaction history and other invoices. If you think you will need this data later, then download this data before.
How to Download PayPal Data?
These are the steps that you can download PayPal data:
- Go to the PayPal settings.
- From the Settings, select Data & Privacy.
- Then click on Download Your Data.
- Select the data you want to download, or download it completely.
- Then select the format you want to get the download data in.
How to Delete a PayPal Account on PC?
If you are using PayPal on your PC and want to delete it, first complete your previous transactions or resolve any disputes. Here are the deletion steps of PayPal on PC:
- First, log in to your PayPal account on your PC.
- Then go to the Settings on PayPal.
- Scroll down and click “Close your account.”
- The Final step is to delete the PayPal account. Before it asks you to delete your data, you can first download this data and then delete it.
How to Delete PayPal Account via Mobile Application?
You can also delete PayPal from its application on your phone. If you directly delete and install the app, your data will be there, and when you log back in, you will access your account. However, to delete your account from PayPal, follow the given these steps:
- Open the PayPal application.
- To access settings, tap on your profile icon at the top right corner.
- On Settings, there are different preferences; select “Close Your Account”.
- Then tap on “Close Account” to confirm.
After following the steps, our PayPal account will be permanently deleted. And you can’t check your previous data.
What Happens After You Delete PayPal Account?
Here is what will happen when you delete your PayPal account permanently:
- No Account Access: You will not be able to log back to your account after permanently deleting it. Moreover, you will need to create a new account to access the features.
- Confirmation Email: After permanently deleting the account on PayPal, you will receive the confirmation email of the account closure.
- No Subscription: You will not be able to use the subscriptions once you delete this platform. Need to add in other account details for proceeding with the subscriptions.
What Are the Common Issues You Face While You Delete PayPal Account?
While you are deleting PayPal, sometimes it does not remove permanently. Some things PayPal checks when a user is deleting an account from the platform. Here are some of the reasons for it:
- Some Balance in Account: Since the PayPal account will not be deleted until you clear your account with no amount in it. And even some amount can cause you trouble in deleting your account.
- Incomplete Payments: Your account will not be deleted if there are pending payments that are in the process of being sent, or you are waiting to get received.
- Active Disputes: If there’s a chargeback on your account, then you will not be able to delete your PayPal account, as the amount will be reversed in that.
Conclusion
You can delete your PayPal account if you are not using it, since many people are searching for how to delete a PayPal account when they don’t need it anymore. However, there are some things you need to check before deleting the account permanently; the deletion will not happen. Check things like no payment disputes are going on, or no pending amount is left to receive, and others. While you are deleting your PayPal account, if your network is unsecure use iProVPN.
Delete PayPal Account - FAQs
- How to delete a PayPal account without phone number?
Just log in to PayPal and continue deleting from PayPal settings; however, a verification phone number is required, but you can use an email address or contact support for verification.
- How to delete PayPal account if I can’t log in?
If you are unable to log back into your PayPal account, then you won’t be able to delete the account. You need to contact the support for further guidance.
- Does PayPal keep your information after you delete your account?
PayPal keeps some data due to some legal issues, they keep this data for about 10 years. After this time period, PayPal deletes this information.
- Can PayPal refuse to close my account?
Yes, PayPal can refuse to close your account, due to the reasons including incomplete payments, disputes, and chargebacks, or user had amount in the PayPal account.
- Is deleting a PayPal account on Android and iOS same?
Yes, the account deletion on Android and iOS via the PayPal application is the same.
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